Umbrella and Excess

The intent of Umbrella and Excess liability is to provide additional coverage limits above your standard liability policies. Most often certain contracts dictate the amount of coverage you need to carry. A typical Umbrella policy sits excess above your commercial general liability, automobile liability and employers’ liability underlying coverages.

To secure a comprehensive seamless program Tudor Risk Services negotiates the broadest coverage available that “follows form” the terms and conditions of the underlying primary policies.